Download TOWER SmartDriver app

Prove you’re the smarter driver

SmartDriver is a free smartphone app that uses your phone’s sensors to detect how safe you’re driving. By using the app, you could save up to 20% on your car insurance with TOWER.

SmartDriver can also help you improve your driving by giving you tips along the way.

Download TOWER SmartDriver app today:

SmartDriver is available for your Android or iOS device through the Apple App Store or Google Play. Download our free app today and start driving smarter.

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Innovation of the Year

We're proud to announce - SmartDriver was the winner of Innovation of the Year at the 2014 New Zealand Insurance Industry Awards.

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How the smartphone app tracks your driving:

SmartDriver collects basic driving information through the numerous sensors within your smartphone, including the accelerometer and the GPS. The information collected - which includes distance, location, braking and acceleration - is then used to determine your driving behaviour. We will not use your data in relation to any claims and we will not rent or sell your personal information to third parties. For more information about how your data is collected and what it will be used for click here.

Save up to


We've made it even faster for you to get great SmartDriver savings! Now, once you've completed only 150km over multiple trips, you will receive a SmartDriver score. The higher your SmartDriver score, the more you can save on your car insurance premiums with TOWER, up to a maximum of 20%. The maximum trip length has now also reduced to 75km.

Is your teen a smarter driver than you?

If you’ve got a driver-in-training in the family, starting a SmartDriver group leaderboard for the family is a great way to watch their skills grow. You’ll have to be a good role model though!

TOWER Smart Driver